| Note | 2017 | 2016 | |
| Cash flows from operating activities | |||
| Profit before income tax | 4 249 | 3 783 | |
| Adjustments: | 13 500 | 3 313 | |
| Amortization and depreciation | 844 | 801 | |
| (Gains)/losses on investing activities | 47 | (117) | (186) |
| Interest and dividends | 47 | (465) | (236) |
| Change in: | |||
| amounts due from banks | 47 | 700 | 325 |
| financial instruments designated at fair value through profit or loss upon initial recognition and financial assets held for trading | 5 675 | 1 674 | |
| derivative financial instruments | (1 155) | 1 020 | |
| loans and advances to customers | 47 | (4 844) | (3 822) |
| other assets, inventories and non-current assets held for sale | 47 | 45 | (1 311) |
| amounts due to banks | 47 | (1 202) | (3 042) |
| amounts due to customers | 47 | 15 337 | 8 592 |
| debt securities in issue | 47 | (1 119) | 443 |
| provisions and impairment allowances | 47 | (172) | (291) |
| other liabilities and liabilities in respect of insurance activities | 47 | 1 124 | 1 101 |
| Income tax paid | (972) | (918) | |
| Other adjustments | 47 | (179) | (837) |
| Net cash from/used in operating activities | 17 749 | 7 096 | |
| Cash flows from investing activities | |||
| Inflows from investing activities | 96 663 | 50 580 | |
| Proceeds from sale and interest on investment securities | 96 415 | 50 294 | |
| Proceeds from sale of subsidiaries | - | 134 | |
| Proceeds from sale of intangible assets, property, plant and equipment and assets held for sale | 224 | 131 | |
| Other inflows from investing activities (dividends) | 24 | 21 | |
| Outflows from investing activities | (103 557) | (59 536) | |
| Purchase of a subsidiary, net of cash acquired | (47) | (571) | |
| Increase in equity of an associate | (23) | (1) | |
| Purchase of investment securities | (102 862) | (58 208) | |
| Purchase of intangible assets and property, plant and equipment | (625) | (756) | |
| Net cash from/used in investing activities | (6 894) | (8 956) | |
| Cash flows from financing activities | |||
| Proceeds from debt securities in issue | 35 | 17 836 | 7 807 |
| Proceeds from issue of subordinated bonds | 36 | 1 700 | - |
| Redemption of debt securities | 35 | (7 278) | (4 747) |
| Repayment of a subordinated loan | 36 | (880) | - |
| Repayment of liabilities arising from subordinated bonds | 36 | (1 656) | - |
| Taking up loans and advances | 311 | 460 | |
| Repayment of loans and advances | 32;33 | (15 360) | (485) |
| Repayment of interest on long-term borrowings | (494) | (473) | |
| Net cash from financing activities | (5 821) | 2 562 | |
| Total net cash flows | 5 034 | 702 | |
| of which foreign exchange differences on cash and cash equivalents | (366) | 135 | |
| Cash equivalents at the beginning of reporting period | 17 966 | 17 264 | |
| Cash equivalents at the end of reporting period | 47 | 23 000 | 17 966 |
